Standard Chartered Smart Credit Card
6% cashback or 5.5x miles for the following transactions:
Categories Merchants Fast Food Burger King, KFC, Mcdonald’s, Subway Coffee & Toast Fun toast, Toast Box, Ya Kun Kaya Toast Digital Subscriptions Disney+, Netflix, Spotify, Youtube Daily Commute Bus & MRT
Convert your transactions into 3-month interest-free Instalment plan with no service fee
20.7% savings at Caltex
10% off on Qater Airways
No minimum spend
Annual Fees: waived forever
Annual income requirements: S$30,000 (local/PR) or S$60,000 (foreigner)
SingSaver Exclusive Promotion:
Xiaomi Robot Vacuum S10 (worth S$379)
Apple AirPods Pro Gen 2 (worth S$362.35)
S$300 cash
Promotion until 31 May 2023
Standard Chartered Journey Credit Card (new launch )
S$1=3 miles for the following transactions:
Categories Merchant Examples Transportation Gojek, Cabcharge Asia, Tada, Ryde Technologies, Royal Caribbean Cruises, Easybook.com and others Food Delivery Foodpanda, Deliveroo, McDonald’s, KFC, Pizza Hut, Dominos Pizza, Chilli Api Catering, Qi Ji Catering and others Groceries & Food Stores NTUC FairPrice Online, NTUC FairPrice app, Cold Storage Online, Nespresso Singapore and others
S$1=2 miles for foreign spends
S$1=1.2 miles for local spends
Rewards does not expire
2 complimentary visits to Priority Pass lounges around the world each year
FREE travel insurance up to S$500,000
S$10 off Grab rides to or from Changi Airport
20.7% savings at Caltex
10% off on Qater Airways
S$0 foreign transaction fee in Jun, Jul, Nov & Dec 2023
No minimum spend
Annual fees: S$194.40 (waived for the 1st year)
Annual income requirements: S$30,000 (local/PR) or S$60,000 (foreigner)
Standard Chartered Signup Gift:
Extra 5 miles for every S$1 spend within the first 30 days of card approval, subject to a cap of S$5,000. This is in addition to the normal rewards.
SingSaver Exclusive Promotion (on top of SCB’s):
Get extra S$20 cash via PayNow plus a ReboundTag (a microchip luggage tag that works in all airports worldwide to track your lost luggage) until 31 May 2023
HSBC Revolution Credit Card
4x mile s or 2.5% cash back on the following categories:
Travel related such as Airlines, Car Rental, Lodging, Cruise Lines and Travel Agencies
Department Stores and Retail Stores
Supermarkets, Dining and Food Delivery
Transportation and Membership Clubs
No minimum spend required
Rewards validity: 3 years
Annual fee: waived forever
Annual income requirements: S$30,000 (local/PR) or S$40,000 (foreigner)
HSBC Signup Gifts:
Charge a minimum of S$1,000 from the account opening date to the end of the following month.
Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670) or
S$150 cash back
HSBC Visa Platinum Card
5% cash back on dining, groceries and fuel
Additional 1% cashback with HSBC Everyday Global Account
17% discount at Shell and Caltex
Annual fee: SGD194.40 (1st year waived)
Annual income requirements: S$30,000 (local/PR) or S$40,000 (foreigner)
HSBC Signup Gifts:
Charge a minimum of S$1,000 from the account opening date to the end of the following month.
Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670) or
S$150 cash back
HSBC Advance Credit Card
Up to 2.5% cashback on local and overseas purchases
Minimum Spend Cash Back NA 1.5% S$2,000 2.5%
Complimentary travel insurance coverage up to SGD500,000
Annual fee: SGD194.40 (1st year waived)
Annual income requirements: S$30,000 (local/PR) or S$40,000 (foreigner)
HSBC Signup Gifts:
Charge a minimum of S$1,000 from the account opening date to the end of the following month.
Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670) or
S$150 cash back
OCBC 365 Credit Card
Cashback Categories 6% dining & online food delivery 6% all petrol service stations 3% groceries 3% land transport (bus, train, taxi, private hire rides) 3% telco & utility bills 3% online travel (air tickets, cruise hotel, airbnb, tour) 22.92% Caltex 21.04% Esso 0.3% other spends
Monthly minimum spend S$800
Monthly cashback cap S$80
Annual fees: S$192.60 (waived for the first 2 years )
Annual income requirements: S$30,000 (local/PR) or S$45,000 (foreigner)
OCBC Signup Gifts:
Samsonite Polygon Spinner 28″ (worth S$640) or
S$250 cashback
OCBC Titanium Rewards Credit Card
S$1=4 miles for online & in stores spends on clothing, shoes, electronics, software.
S$1=4 miles for any purchases made with following merchants:
Alibaba Daigou Mustafa Centre AliExpress Ezbuy Qoo10 Amazon IKEA Shopee Courts Lazada Taobao
Get a bonus 2% cash rebate on electronics at Best Denki
No minimum spend required
Annual fees: S$192.60 (waived for the first 2 years )
Annual income requirements: S$30,000 (local/PR) or S$45,000 (foreigner)
OCBC Signup Gifts:
Samsonite Polygon Spinner 28″ (worth S$640) or
S$250 cashback
OCBC 90°N Mastercard/Visa Card
S$1=7 miles on Agoda
S$1=2.1 miles on foreign spend
S$1=1.3 miles on local spend
No minimum spend required
No cap on miles earned
Miles validity: no expiry
Annual fees: S$54.00 (waived for the first year)
Annual income requirements: S$30,000 (local/PR) or S$45,000 (foreigner)
DBS Vantage Card
1.5% cash back or 1.5x miles for local spend
2.2% cash back or 2.2x miles for overseas spend
S$1=6 miles for Expedia
19% off at Esso
Members-only dining privileges
10 complimentary visits to over 1,300 airport lounges worldwide each year
Annual fees: S$594 (received 25,000 miles upon paying annual fees)
Annual income requirements: S$120,000 (local, PR or foreigner)
DBS Signup Gift:
New cardmembers: 55,000 miles
Existing cardmembers: 35,000 miles
DBS yuu American Express/Visa Card
5% cash rebate on the following merchants without minimum spend & cap
By spending S$600 in a month, you will enjoy additional 13% cash rebate, total 18%
Annual fees: S$194.40 (1st year waived)
Annual income requirements: S$30,000 (local/PR) or S$45,000 (foreigner)
DBS Signup Gifts:
New Customer Existing Customer Amex S$350 S$120 Visa S$300 S$80
CIMB Visa Signature Card
10% cashback on the following categories:
Online Shopping
Groceries
Beauty & Wellness
Pet Shops & Veterinary Services
Cruises
Minimum monthly spend S$800
Monthly cashback cap S$100
Annual fees: waived forever
Annual income requirements: S$30,000 (local/PR)
SingSaver Exclusive Promotion:
Apple Watch SE Gen 1 (worth S$382.50)
S$280 Cash
Wise Card
Issued by Wise Singapore, formerly known as TransferWise, regulated by Monetary Authority of Singapore (MAS)
Send and spend money in Singapore dollars and more than 50 different currencies
No need to exchange and carry so much cash while travelling abroad
Convert SGD automatically to foreign currency while spending overseas
Real exchange rate used without any markup
Free digital/virtual card. Physical card will cost S$9 (can be easily offset by the savings from the lower transaction fees)
Accepted in shops and restaurants all over the world
Free ATM withdrawals from more than 2 million ATMs worldwide (up to S$350 per month)
Top up, check balance and transactions, freeze card or convert in real time with Wise app
Low foreign transaction fee: SGD / USD 0.47% vs Bank 3%
No annual fees
No annual income requirements
SGD/USD SGD1,000 to USD Wise Card 0.74263 739.16 (after fees ) Google 0.74272 742.72 DBS 0.73670 736.70 (before fees)
NTUC Link Card / Trust Link Card
No foreign transaction fee
No cash advance fee
No annual fee
Annual income requirements: S$30,000 (local/PR) or S$60,000 (foreigner)
NTUC Link Card: up to 21% savings on FPG groceries (NTUC members only)
Trust Link Card: up to 15% savings on FPG groceries
FPG groceries refer to FairPrice, FairPrice Finest, FairPrice Xtra, FairPrice Xpress (excluding Esso outlets), FairPrice online, Warehouse Club, Unity, Cheers (excluding Esso outlets).
S$10 FairPrice E-Voucher
Coupon
UOB Absolute Cashback Card
1.7% cashback on ALL spends including insurance, education, utility, healthcare, e-wallet top-up
No minimum spend required
No cap on cashback earned
Annual fees: S$194.40 (1st year waived)
Annual income requirements: S$30,000 (local/PR) or S$40,000 (foreigner)
UOB Signup Gift: Get S$350 worth of Grab Vouchers
UOB EVOL Credit Card
8% cashback on online and mobile contactless spend
Minimum monthly spend S$600
Monthly cashback cap S$60
Annual fees: S$194.40 (waived when make minimum 3 transactions per month)
Annual income requirements: S$30,000 (local/PR) or S$40,000 (foreigner)
UOB Signup Gift: Get an Apple Watch SE 2nd Gen (worth S$382)
KrisFlyer UOB Credit Card
S$1=3 miles on Singapore Airlines, Scoot, KrisShop and Kris+
S$1 =3 miles on dining, food delivery, online shopping and travel, and transport
S$1=1.2 miles on other spend
Annual fees: S$194.40 (1st year waived)
Annual income requirements: S$30,000 (local/PR) or S$40,000 (foreigner)
UOB Signup Gift: Get up to 31,000 miles
UOB PRVI Miles Visa Card
Category Rewards Local Spend S$1= 1.4 miles Foreign Spend S$1= 2.4 miles Agoda S$1= 6 miles Expedia S$1 = 8 miles
Free travel insurance up to S$500,000
S$20 off Grab rides
Annual fees: S$259.20 (1st year waived)
Annual income requirements: S$30,000 (local/PR) or S$40,000 (foreigner)
UOB Signup Gift: Get 50,000 miles