Best Credit Cards for Insurance Premiums in Malaysia (2024)

RHB Rewards Motion Code Credit Card

RHB Rewards Motion Code Credit Card
PointsCategories
10 xCinema Entertainment
4 xOverseas
3 xOnline
2 xHealth
2 xInsurance
2 xShopping
1 xOthers
  • Rewards points validity is 3 years
  • Annual fees: RM200 (waived for the 1st year), subsequent it will be waived if cardholder spends RM20,000 in a year.
  • Eligibility: 21 years old and above, minimum annual income of RM24,000

The points can be used to redeem the following items:

RHB Points Redemption Categories

Exclusive Promotion: RinggitPlus is RHB appointed credit cards promoter. Applying RHB credit cards via RinggitPlus will get you the signup gifts below.

RinggitPlus RHB Rewards Motion Code Credit Card Signup Gift until July 31

HongLeong Bank Essential Credit Card

HongLeong Bank Essential Credit Card
  • 0.4% cashback on insurance & retail spend
  • 0.4% cashback on first RM7,000 spend (tier 1)
  • 1% cashback on subsequent spend (tier 2)
  • Monthly cashback capped is RM300
  • Annual fees: waived for life with minimum 12 retail transactions per year
  • Eligibility: 21 years old and above, minimum annual income of RM24,000 or a minimum fixed deposit pledged of RM2,000

OCBC Great Eastern Platinum Mastercard

OCBC Great Eastern Platinum Mastercard
  • 2.5% cashback on Great Eastern insurance premiums, capped at RM100 a year
  • 0.1% unlimited cashback on other retail spending
  • Annual fees: waived for life
  • Eligibility: 21 years old and above, minimum annual income of RM60,000 and must be a Great Eastern Life policyholder