Standard Chartered Smart Credit Card
Earn up to 9.28 miles per dollar or 10% cashback with these bonus merchants – no cap
- Annual Fees: S$91 (1st year waived)
- Annual income requirements: S$30,000 (local/PR) or S$60,000 (foreigner)
| Monthly Spend | Miles | Cashback |
|---|
| S$1,500 | x9.28 | 10% |
| S$800 | x7.42 | 10% |
| < S$800 | x3.71* | 4%* |
*Starting from 1 Apr 2025, the rewards will change to x 0.46 miles or 0.5% cashback, in line with other spends.
- S$500 Cashback
- Until 28 Feb 2025
Requirements:
- Don’t have any Standard Chartered credit card within the last 12 months
- Spend at least S$8,00 within 60 days of card approval
OCBC 365 Credit Card
| Cashback | Categories |
|---|
| 6% | All petrol service stations |
| 5% | Dining & online food delivery |
| 3% | Groceries |
| 3% | Land transport (bus, train, taxi, private hire rides) |
| 3% | Telco & utility bills |
| 3% | Pharmacy, e.g. Guardian and Watson |
| 3% | Streaming, e.g. Netflix, Disney+, Spotify and Apple Music |
| 3% | Electric Vehicle (EV) Charging (New), e.g. SP Digital, Greenlots, CDG ENGIE and City Energy |
| 22.92% | Caltex |
| 21.04% | Esso |
| 0.3% | Other spends |
| Minimum Monthly Spend | Cashback Cap |
|---|
| S$800 | S$80 |
| S$1600 | S$160 |
- Annual fees: S$196.20 (waived for the first 2 years)
- Eligibility: 21 years and above, minimum annual income of S$30,000 (Singaporean and PR) or S$45,000 (Foreigner)
OCBC FRANK Credit Card
| Cashback | Categories | Cap |
|---|
| 8% | Local spends | S$25 |
| Extra 2% | Green merchants | S$25 |
| 8% | Foreign currency spends | S$25 |
| 0.3% | Other spends | S$25 |
Extra 2% cashback on transactions made at the following green merchants:
| BlueSG | Bus/Train | Charge+ |
| Electric Vehicle Charging | Greenlots | SG Bike |
- Minimum spend: S$800
- Cashback cap: S$100
- Annual fees: S$196.20 (waived for first 2 years)
- Eligibility: 21 years and above, minimum annual income of S$30,000 (Singaporean and PR) or S$45,000 (Foreigner)
Bank of China Visa Infinite Card
| Cashback | Categories |
|---|
| 1.6% | Local Spend |
| 1.8% | Overseas Spend |
| 1.8% | Green Merchants |
| 0.3% | Insurance and Education |
- Enjoy 4 x complimentary access to participating Plaza Premium airport lounges annually
- Minimum spend: NA
- Cashback cap: NA
- Annual fees: S$378.00 (1st year waived)
- Eligibility: 21 years and above, minimum annual income of S$120,000
|
|
Cashback |
Mini Spend |
Cap |
|
10% |
S$800 |
S$50 |
|
3% |
S$800 |
S$80 |
|
1.8% |
NA |
NA |