Best OCBC Credit Cards in Singapore (2024)

OCBC 365 Credit Card

OCBC 365 Credit Card New
6%All petrol service stations
5%Dining & online food delivery
3%Land transport (bus, train, taxi, private hire rides)
3%Telco & utility bills
3%Pharmacy, e.g. Guardian and Watson
3%Streaming, e.g. Netflix, Disney+, Spotify and Apple Music
3%Electric Vehicle (EV) Charging (New), e.g. SP Digital, Greenlots, CDG ENGIE and City Energy
0.3%Other spends
Minimum Monthly SpendCashback Cap
  • Annual fees: S$196.20 (waived for the first 2 years)
  • Eligibility: 21 years and above, minimum annual income of S$30,000 (Singaporean and PR) or S$45,000 (Foreigner)
SingSaver Logo

SingSaver Exclusive Promotion:

  • Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag (worth S$570.80)
  • Apple AirPods (Generation 3) with Magsafe Charging Case (worth S$274)
  • S$250 cash via PayNow
  • Promotion Period: 1 – 15 February 2024


  • Didn’t hold any OCBC credit card within the last 12 months
  • Spend a minimum of S$500 within 30 days of card approval

Once applied, make sure to submit the reward redemption form to SingSaver within 14 days of applying regardless of whether you’ve received the result. Otherwise, you won’t be eligible for the sign-up gift.

OCBC Rewards Card

OCBC Rewards Card

Enjoy S$1 = 4 miles or 2.78% cashback on the following transactions

MCC 5309Duty Free Stores
MCC 5311Departmental Stores
MCC 5611Men’s and Boys’ Clothing and Accessories Stores
MCC 5621Women’s Ready to Wear Stores
MCC 5631Women’s Accessory and Speciality Stores
MCC 5641Children’s and Infants’ Wear Stores
MCC 5651Family Clothing Stores
MCC 5655Sports and Riding Apparel Stores
MCC 5661Shoe Stores
MCC 5691Men’s and Women’s Clothing Stores
MCC 5699Miscellaneous Apparel and Accessory Shops
MCC 5941Sporting Goods Stores
MCC 5948Luggage or Leather Goods Stores
AmazonMustafa CentreTikTok Shop
DaigouNTUC UnityWatsons
  • No monthly minimum spend
  • Monthly high rewards spend cap: S$1,111 (calendar month)
  • Annual fee: S$194.40 (waived for the first 2 years)
  • Annual income requirement: S$30,000 for local/PR, S$45,000 for foreigners


  • 1.6% in cashback on all your spends
  • No minimum spend requirement
  • No cap on cashback earned
  • Annual fee: S$194.40 (waived for the first year)
  • Annual income requirement: S$30,000 for local/PR, S$45,000 for foreigners

OCBC 90°N Card

OCBC 90°N Mastercard
S$1=7 milesAgoda (foreign currency)
S$1=6 milesAgoda (SGD)
S$1=2.1 milesForeign currency
S$1=1.3 milesLocal spend
  • Miles never expire
  • No cap on miles earned
  • No minimum monthly spend
  • Annual fee: S$54.00 (till 31 Dec 2023), S$196.20 (from 1 Jan 2024), waived for the first year
  • Minimum income requirement: S$30,000 for local/PR, S$45,000 for foreigners