Best OCBC Credit Cards in Singapore (2024)

OCBC 365 Credit Card

OCBC 365 Credit Card New
CashbackCategories
6%All petrol service stations
5%Dining & online food delivery
3%Groceries
3%Land transport (bus, train, taxi, private hire rides)
3%Telco & utility bills
3%Pharmacy, e.g. Guardian and Watson
3%Streaming, e.g. Netflix, Disney+, Spotify and Apple Music
3%Electric Vehicle (EV) Charging (New), e.g. SP Digital, Greenlots, CDG ENGIE and City Energy
22.92%Caltex
21.04%Esso
0.3%Other spends
Minimum Monthly SpendCashback Cap
S$800S$80
S$1600S$160
  • Annual fees: S$196.20 (waived for the first 2 years)
  • Eligibility: 21 years and above, minimum annual income of S$30,000 (Singaporean and PR) or S$45,000 (Foreigner)
SingSaver Logo

SingSaver Exclusive Promotion:

Totally Free Gifts:

  • Samsonite Volant Spinner 68/25 EXP + 2 Apple AirTag (S$570.8)
  • Dyson Cool AM07 Bladeless Tower Fan (S$459)
  • S$270 eCapitaVoucher
  • $200 Cash + S$50 eCapitaVoucher
  • Promotion until Aug 14

or Co-Payment Gifts (SingSaver will bear a portion of the costs, allowing applicants to purchase the following gifts at a lower price):

  • Flujo Ayla Ergonomic Office Chair (S$1,139) – Applicants just need to pay S$450
  • Xiaomi Robot Vacuum X20 UK (S$699) – Applicants just need to pay S$380
  • Apple iPad 9th Gen 10.9 wifi 64GB (S$508.3) – Applicants just need to pay S$280
  • Apple AirPods Pro (2nd Gen) (S$365.7) – Applicants just need to pay S$200
  • Promotion until Aug 14

Pay upon collection of the gift

Requirements:

  • Didn’t hold any OCBC credit card within the last 12 months
  • Spend a minimum of S$500 within 30 days of card approval

Once applied, make sure to submit the reward redemption form to SingSaver within 14 days of applying regardless of whether you’ve received the result. Otherwise, you won’t be eligible for the sign-up gift.


OCBC Rewards Card

OCBC Rewards Card

Enjoy S$1 = 4 miles or 2.78% cashback on the following transactions

MCC 5309Duty Free Stores
MCC 5311Departmental Stores
MCC 5611Men’s and Boys’ Clothing and Accessories Stores
MCC 5621Women’s Ready to Wear Stores
MCC 5631Women’s Accessory and Speciality Stores
MCC 5641Children’s and Infants’ Wear Stores
MCC 5651Family Clothing Stores
MCC 5655Sports and Riding Apparel Stores
MCC 5661Shoe Stores
MCC 5691Men’s and Women’s Clothing Stores
MCC 5699Miscellaneous Apparel and Accessory Shops
MCC 5941Sporting Goods Stores
MCC 5948Luggage or Leather Goods Stores
AlibabaGuardianShopee
AliExpressLazadaTaobao
AmazonMustafa CentreTikTok Shop
DaigouNTUC UnityWatsons
EzbuyQoo10
  • No monthly minimum spend
  • Monthly high rewards spend cap: S$1,111 (calendar month)
  • Annual fee: S$194.40 (waived for the first 2 years)
  • Annual income requirement: S$30,000 for local/PR, S$45,000 for foreigners
SingSaver Logo

SingSaver Exclusive Promotion:

Totally Free Gifts:

  • Samsonite Volant Spinner 68/25 EXP + Apple AirTag (S$525.4)
  • Apple AirPods (Gen 3) with MagSafe Charging Case (S$274)
  • S$220 eCapitaVoucher
  • $200 Cash
  • Promotion valid until Aug 14

or Co-Payment Gifts (SingSaver will bear a portion of the costs, allowing applicants to purchase the following gifts at a lower price):

  • Flujo Ayla Ergonomic Office Chair (S$1,139) – Applicants just need to pay S$450
  • Xiaomi Robot Vacuum X20 UK (S$699) – Applicants just need to pay S$380
  • Apple iPad 9th Gen 10.9 Wifi 64GB (S$508) – Applicants just need to pay S$280
  • Apple AirPods Pro (2nd Gen) (S$365) – Applicants just need to pay S$200
  • Promotion valid until Aug 14

Pay upon collection of the gift.

Requirements:

  • Didn’t hold any OCBC credit card within the last 12 months
  • Spend a minimum of S$500 within 30 days of card approval

Once applied, make sure to submit the reward redemption form to SingSaver within 14 days of applying regardless of whether you’ve received the result. Otherwise, you won’t be eligible for the sign-up gift.


OCBC INFINITY Cashback Card

OCBC INFINITY Cashback Card
  • 1.6% in cashback on all your spends
  • No minimum spend requirement
  • No cap on cashback earned
  • Annual fee: S$194.40 (waived for the first year)
  • Annual income requirement: S$30,000 for local/PR, S$45,000 for foreigners

OCBC 90°N Card

OCBC 90°N Mastercard and Visa Card
RewardsCategory
S$1=7 milesAgoda (foreign currency)
S$1=6 milesAgoda (SGD)
S$1=2.1 milesForeign currency
S$1=1.3 milesLocal spend
  • Miles never expire
  • No cap on miles earned
  • No minimum monthly spend
  • Annual fee: S$54.00 (till 31 Dec 2023), S$196.20 (from 1 Jan 2024), waived for the first year
  • Minimum income requirement: S$30,000 for local/PR, S$45,000 for foreigners