Best Standard Chartered Credit Cards Singapore (2024)

Standard Chartered Simply Cash Credit Card

Standard Chartered Simply Cash Credit Card
  • 1.5% cashback on all your spends
  • No monthly minimum spend
  • No monthly cashback cap
  • 23.7% savings with Caltex
  • Annual fee: S$196.20 (waived off for the first year)
  • Eligibility: aged: 21 – 65 years, minimum annual income S$30k Singaporean/PR, S$60k foreigners
SingSaver Logo

SingSaver Exclusive Promotion:

Totally Free Gifts:

  • Sony Portable Theatre System HT-AX7 (worth S$769) or
  • Dyson SuperSonic Hair Dryer (worth S$699) or
  • Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30) or
  • $330 cash via PayNow
  • Promotion valid till 17 Jun 2024

or Co-Payment Gifts (SingSaver will bear a portion of the costs, allowing applicants to purchase the following gifts at a lower price):

  • Apple Watch Ultra 2 GPS + Cellular, 49mm (Alpine Loop/Ocean Band/Trail Loop) S$1,210.10 – Applicants just pay S$799
  • Macbook Air 13″ 256GB M3 S$1,599 – Applicants just pay S$1,150
  • iPhone 15 Pro 128GB S$1,664.25 – Applicants just pay S$1,150

Requirements:

  • Didn’t hold any Standard Chartered credit card within the last 12 months
  • Spend a minimum of S$500 and activate physical card within 30 days of card approval

Once applied, make sure to submit the reward redemption form to SingSaver within 14 days of applying regardless of whether you’ve received the result. Otherwise, you won’t be eligible for the sign-up gift.


Standard Chartered Smart Credit Card (Best for SimplyGo)

Standard Chartered Smart Credit Card

Enjoy S$1 = 5.5miles or 6% cashback on the following transactions

Fast Food diningBurger King, KFC, Mcdonald’s, Subway
Coffee and toastToast Box, Ya Kun Kaya Toast
Digital subscriptionsDisney+, Netflix, Spotify, YouTube
Daily commuteBus and MRT
  • Minimum monthly spend: NA
  • Monthly spend cap for high rewards: S$818
  • Annual fee: waived forever
  • Eligibility: aged: 21 – 65 years, minimum annual income S$30k Singaporean/PR, S$60k foreigners
SingSaver Logo

SingSaver Exclusive Promotion:

  • Sony WF-1000XM5 Wireless Noise Cancelling Headphones (worth S$429)
  • Xiaomi Robot Vacuum S10 EU (worth S$349)
  • S$250 cash via PayNow
  • Promotion valid till 17 Jun 2024

Requirements:

  • Didn’t hold any Standard Chartered credit card within the last 12 months
  • Spend a minimum of S$250 within 30 days of card approval

Once applied, make sure to submit the reward redemption form to SingSaver within 14 days of applying regardless of whether you’ve received the result. Otherwise, you won’t be eligible for the sign-up gift.


Standard Chartered Journey Credit Card

SC Journey Credit Card
RewardsCategoryMonthly Cap
S$1=3MilesBonus Online Transactions*S$1,000
S$1=2MilesOverseas SpendsNA
S$1=1.2MilesLocal SpendsNA

*Bonus Online Transactions:

CategoryMCCExamples
Transportation4111
4121
4411
4789
Grab, Gojek, Cabcharge Asia,
Tada, Ryde Technologies, Royal
Caribbean Cruises, Easybook.com
and others
Food Delivery5814
5811
5812
GrabFood, Foodpanda, Deliveroo,
McDonald’s, KFC, Pizza Hut,
Dominos Pizza, Chilli Api Catering,
Qi Ji Catering and others
Groceries and Food
stores
5411
5462
5499
5921
NTUC FairPrice Online, NTUC
FairPrice app, Nespresso
Singapore and others
  • Minimum monthly spend: NA
  • Rewards points do not expire
  • 2 complimentary visits to Priority Pass lounges around the world each year
  • Complimentary travel insurance up to S$500,000. Just charge your travel fare to your card
  • Link to SC EasyBill and get S$1=1.2Miles on IRAS, Education, Insurance & Rental payment
  • Annual fee: S$196.20 (waived for the 1st year)
  • Eligibility: aged: 21 – 65 years, minimum annual income S$30k Singaporean/PR, S$60k foreigners
SingSaver Logo

SingSaver Exclusive Promotion:

  • SONY SRS-XB100 Portable Wireless Speaker (S$90)
  • Apple AirTag (S$45.40)
  • S$50 cash via PayNow

Requirements:

  • Didn’t hold any Standard Chartered credit card within the last 12 months
  • No minimum spend requirement for the signup gift

Once applied, make sure to submit the reward redemption form to SingSaver within 14 days of applying regardless of whether you’ve received the result. Otherwise, you won’t be eligible for the sign-up gift.