Best Standard Chartered Credit Cards Singapore (2024)

🔥 Limited Time Offer: From now until Oct 17, apply for the 💳 Standard Chartered Simply Cash Card or 💳 Standard Chartered Smart Card and receive S$500 in cash.

  • Flash Deal: S$500 cash
  • Promotion valid until Oct 17

Requirements:

  • Must not have any existing or previously cancelled Standard Chartered credit cards in the last 12 months.
  • Spend a minimum of S$800 and activate physical card within 30 days of card approval

Standard Chartered Simply Cash Credit Card

Standard Chartered Simply Cash Credit Card
  • 1.5% cashback on all your spends
  • No monthly minimum spend
  • No monthly cashback cap
  • 23.7% savings with Caltex
  • Annual fee: S$196.20 (waived off for the first year)
  • Eligibility: aged: 21 – 65 years, minimum annual income S$30k Singaporean/PR, S$60k foreigners

Standard Chartered Smart Credit Card (Best for SimplyGo)

Standard Chartered Smart Credit Card

Enjoy S$1 = 5.5miles or 6% cashback on the following transactions

Fast Food diningBurger King, KFC, Mcdonald’s, Subway
Coffee and toastToast Box, Ya Kun Kaya Toast
Digital subscriptionsDisney+, Netflix, Spotify, YouTube
Daily commuteBus and MRT
  • Minimum monthly spend: NA
  • Monthly spend cap for high rewards: S$818
  • Annual fee: waived forever
  • Eligibility: aged: 21 – 65 years, minimum annual income S$30k Singaporean/PR, S$60k foreigners

Standard Chartered Journey Credit Card

SC Journey Credit Card
RewardsCategoryMonthly Cap
S$1=3MilesBonus Online Transactions*S$1,000
S$1=2MilesOverseas SpendsNA
S$1=1.2MilesLocal SpendsNA

*Bonus Online Transactions:

CategoryMCCExamples
Transportation4111
4121
4411
4789
Grab, Gojek, Cabcharge Asia,
Tada, Ryde Technologies, Royal
Caribbean Cruises, Easybook.com
and others
Food Delivery5814
5811
5812
GrabFood, Foodpanda, Deliveroo,
McDonald’s, KFC, Pizza Hut,
Dominos Pizza, Chilli Api Catering,
Qi Ji Catering and others
Groceries and Food
stores
5411
5462
5499
5921
NTUC FairPrice Online, NTUC
FairPrice app, Nespresso
Singapore and others
  • Minimum monthly spend: NA
  • Rewards points do not expire
  • 2 complimentary visits to Priority Pass lounges around the world each year
  • Complimentary travel insurance up to S$500,000. Just charge your travel fare to your card
  • Link to SC EasyBill and get S$1=1.2Miles on IRAS, Education, Insurance & Rental payment
  • Annual fee: S$196.20 (waived for the 1st year)
  • Eligibility: aged: 21 – 65 years, minimum annual income S$30k Singaporean/PR, S$60k foreigners
Standard Chartered Logo
  • 25,000 miles (1st year annual fees waived)
  • 45,000 miles (1st year annual fees paid)

Requirements:

  • Didn’t hold any Standard Chartered credit card within the last 12 months
  • Spend a minimum of S$3,000 within 60 days of card approval
  • Activate the physical card as soon as it is received