Best Standard Chartered Credit Cards Singapore (2024)

Standard Chartered Simply Cash Credit Card

Standard Chartered Simply Cash Credit Card
  • 1.5% cashback on all your spends
  • No monthly minimum spend
  • No monthly cashback cap
  • 23.7% savings with Caltex
  • Annual fee: S$196.20 (waived off for the first year)
  • Eligibility: aged: 21 – 65 years, minimum annual income S$30k Singaporean/PR, S$60k foreigners
SingSaver Logo

SingSaver Exclusive Promotion:

Totally Free Gifts:

  • Dyson Supersonic Hair Dryer (S$699)
  • Apple iPad 10th Gen 10.9 Wifi 64GB (S$529)
  • Apple Watch SE (GEN 2) GPS + Cellular 44mm (S$503.60)
  • $350 cash via PayNow
  • Promotion valid until July 31

or Co-Payment Gifts (SingSaver will bear a portion of the costs, allowing applicants to purchase the following gifts at a lower price):

  • iPhone 15 Pro 128GB (S$1,664.25) – Applicants just pay S$1,150
  • MacBook Air 13″ 256GB M3 (S$1,599) – Applicants just pay S$1,150
  • Apple Watch Ultra 2 GPS + Cellular, 49mm (Alpine Loop/Ocean Band/Trail Loop) (S$1,210.10) – Applicants just pay S$799
  • Apple Watch Series 9 (GPS), 41mm (S$604) – Applicants just pay S$250
  • Promotion valid until July 31

Pay upon collection of the gift.

Requirements:

  • Didn’t hold any Standard Chartered credit card within the last 12 months
  • Spend a minimum of S$600 and activate physical card within 30 days of card approval

Once applied, make sure to submit the reward redemption form to SingSaver within 14 days of applying regardless of whether you’ve received the result. Otherwise, you won’t be eligible for the sign-up gift.

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Standard Chartered Smart Credit Card (Best for SimplyGo)

Standard Chartered Smart Credit Card

Enjoy S$1 = 5.5miles or 6% cashback on the following transactions

Fast Food diningBurger King, KFC, Mcdonald’s, Subway
Coffee and toastToast Box, Ya Kun Kaya Toast
Digital subscriptionsDisney+, Netflix, Spotify, YouTube
Daily commuteBus and MRT
  • Minimum monthly spend: NA
  • Monthly spend cap for high rewards: S$818
  • Annual fee: waived forever
  • Eligibility: aged: 21 – 65 years, minimum annual income S$30k Singaporean/PR, S$60k foreigners
SingSaver Logo

SingSaver Exclusive Promotion:

Totally Free Gifts:

  • Dyson AM07 Bladeless Tower Fan (S$459)
  • Sony WF-1000XM5 Wireless Noise Cancelling Headphones (S$429)
  • S$300 eCapitaVoucher
  • S$280 cash via PayNow
  • Promotion valid until July 31

or Co-Payment Gifts (SingSaver will bear a portion of the costs, allowing applicants to purchase the following gifts at a lower price):

  • Flujo Ayla Ergonomic Office Chair (S$1,139) – Applicants just pay S$450
  • Xiaomi Robot Vacuum X20 UK (S$699) – Applicants just pay S$380
  • Apple iPad 9th Gen 10.9 wifi 64GB (S$508) – Applicants just pay S$300
  • Apple AirPods Pro (2nd Gen) (S$365) – Applicants just pay S$190
  • Promotion valid until July 31

Pay upon collection of the gift

Requirements:

  • Didn’t hold any Standard Chartered credit card within the last 12 months
  • Spend a minimum of S$500 within 30 days of card approval

Once applied, make sure to submit the reward redemption form to SingSaver within 14 days of applying regardless of whether you’ve received the result. Otherwise, you won’t be eligible for the sign-up gift.

Apply Now

Standard Chartered Journey Credit Card

SC Journey Credit Card
RewardsCategoryMonthly Cap
S$1=3MilesBonus Online Transactions*S$1,000
S$1=2MilesOverseas SpendsNA
S$1=1.2MilesLocal SpendsNA

*Bonus Online Transactions:

CategoryMCCExamples
Transportation4111
4121
4411
4789		Grab, Gojek, Cabcharge Asia,
Tada, Ryde Technologies, Royal
Caribbean Cruises, Easybook.com
and others
Food Delivery5814
5811
5812		GrabFood, Foodpanda, Deliveroo,
McDonald’s, KFC, Pizza Hut,
Dominos Pizza, Chilli Api Catering,
Qi Ji Catering and others
Groceries and Food
stores		5411
5462
5499
5921		NTUC FairPrice Online, NTUC
FairPrice app, Nespresso
Singapore and others
  • Minimum monthly spend: NA
  • Rewards points do not expire
  • 2 complimentary visits to Priority Pass lounges around the world each year
  • Complimentary travel insurance up to S$500,000. Just charge your travel fare to your card
  • Link to SC EasyBill and get S$1=1.2Miles on IRAS, Education, Insurance & Rental payment
  • Annual fee: S$196.20 (waived for the 1st year)
  • Eligibility: aged: 21 – 65 years, minimum annual income S$30k Singaporean/PR, S$60k foreigners
Standard Chartered Logo
  • 25,000 miles (1st year annual fees waived)
  • 45,000 miles (1st year annual fees paid)

Requirements:

  • Didn’t hold any Standard Chartered credit card within the last 12 months
  • Spend a minimum of S$3,000 within 60 days of card approval
  • Activate the physical card as soon as it is received
SingSaver Logo

SingSaver Exclusive Promotion (stackable with the original Standard Chartered gifts above):

Totally Free Gifts:

  • Apple AirPods Pro 2nd Gen (S$365.70)
  • S$280 eCapitaVoucher
  • S$250 Cash via PayNow
  • Promotion valid until July 31

or Co-Payment Gifts (SingSaver will bear a portion of the costs, allowing applicants to purchase the following gifts at a lower price):

  • Flujo Ayla Ergonomic Office Chair (S$1,139) – Applicants just pay S$450
  • Xiaomi Robot Vacuum X20 UK (S$699) – Applicants just pay S$380
  • Apple iPad 9th Gen 10.9 Wifi 64GB (S$508) – Applicants just pay S$300
  • Promotion valid until July 31

Pay upon collection of the gift.

Requirements:

  • Didn’t hold any Standard Chartered credit card within the last 12 months
  • Spend a minimum of S$500 within 30 days of card approval

Once applied, make sure to submit the reward redemption form to SingSaver within 14 days of applying regardless of whether you’ve received the result. Otherwise, you won’t be eligible for the sign-up gift.

Apply Now